An Italian project of financial education for migrants

After introducing the multiform phenomenon of financial inclusion/exclusion and offering a brief overview on migrants living and working in Italy, this paper presents and discusses an experience of financial education of migrants – FIN-Financial inclusion project – financed by the AMIF National Italian fund 2014-2020 and recently carried out in Italy. The multidisciplinary approach chosen for the realization of the project defined the objectives, the target groups and the educational initiatives, which are described and commented by the authors. While the newly arrived migrants have been addressed by courses aimed to develop their language skills – thanks also to the development of a specific manual, Financial literacy course for non-Italian-speaking students Level I – permanent immigrants have been following a second level financial course aimed at introducing them to financial products and services. In this second group a special attention was paid to the category of foreign women. The financial training experiences carried out as part of the FIN project, together with the other experiences – in Italy and in Europe – analysed, have provided very useful indications for identifying the most suitable tools and strategies to allow the financial inclusion of the most vulnerable groups as migrants. Considerations about teaching activities and a discussion of problems encountered during the project develop into a series of conclusive guidelines to better implement the process of financial education and inclusion and to eliminate the barriers that prevent the financial inclusion of migrants.